6% Distribution Over 20 Years —> 78% Likelihood that Savings will Last

Monte Carlo Simulation courtesy of Vanguard

 6% Distribution Over 30 Years —> 65% Likelihood that Savings will Last

Monte Carlo Simulation courtesy of Vanguard

 8% Distribution Over 20 Years —> 56% Likelihood that Savings will Last

Monte Carlo Simulation courtesy of Vanguard

 8% Distribution Over 30 Years —> 41% Likelihood that Savings will Last

Monte Carlo Simulation courtesy of Vanguard

Mortgage Calculators

Using a Mortgage Loan Calculator for $10,000…

20-year Fixed Loan at 8% --> $1008 per year = $20,160 total over 20 years

20-year Fixed Loan at 6% --> $864 per year = $17,280 total over 20 years

30-year Fixed Loan at 6% --> $720 per year = $21,600 total for 30 years

30-year Fixed Loan at 8% --> $876 per year = $26,280 total for 30 years